For Buyers
Buying a home or an income property is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new purchase meets your needs. Our services and experience range from helping you find the best financing options to helping you find the property that best suits you. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
- Show you all the properties in the area that meet your criteria.
- Guide you through the entire buying process every step of the way
- Make sure you get the best deal possible and help you to avoid costly mistakes
- Answer all of your questions about the local market area and make sure you make the best choice possible given your real estate goals
Before You Start Looking For Your New Property:
- Get pre approved. This is when you talk to a lender about your specific financial situation and determine the price range you qualify for. We can refer you to a great lender.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. If you are planning on buying amutl-unit property, we will run a spreadsheet for you to determine your monthly cash flow and the return you can realisticallyexpect from your investment.
- Talk to us about the loan program that you are thinking of so we can offer feedback and advice
- Determine what neighborhood best matches your needs -- we can help you define the areas to look in if you are not certain where you want to live or of you are buying income property, we know the best areas to recommend for appreciation and cash flow
- Identify important features for your purchase
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
